The Retirement Calculator helps you plan for retirement by showing how much wealth you can build through monthly savings over time.
| Option | Returns | Risk |
|---|---|---|
| PPF | 7.1% | Zero |
| NPS | 8-10% | Low |
| Mutual Fund SIP | 10-14% | Medium |
| ELSS | 12-15% | Medium-High |
You need approximately 25 times your annual expenses as retirement corpus. If annual expenses = ₹5L, target corpus = ₹1.25 Crores minimum.
A common guideline is to build a corpus large enough to cover your annual expenses many times over. The calculator estimates the corpus you need based on your goals and time horizon.
It projects your savings growth using your current savings, monthly contributions, expected return, and years until retirement to estimate the corpus you will have built.
Because of compounding, money invested earlier has more time to grow, so starting early can produce a far larger corpus than starting later with bigger contributions.