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Income Tax Calculator
Calculate income tax old and new regime with full breakdown.
⭐ Used by 9,870 people

The Income Tax Calculator helps Indian taxpayers calculate their tax liability under both Old and New Tax Regime for FY 2024-25. Know exactly how much tax you owe!

New Tax Regime Slabs (FY 2025-26) ✅ Updated

Income RangeTax Rate
Up to ₹4,00,000Nil
₹4L – ₹8L5%
₹8L – ₹12L10%
₹12L – ₹16L15%
₹16L – ₹20L20%
₹20L – ₹24L25%
Above ₹24L30%

✅ Standard Deduction: ₹75,000 for salaried employees

✅ Rebate u/s 87A: Income up to ₹12L effectively tax-free in new regime

Old vs New Regime — Which is Better?

  • New Regime: Lower rates, no deductions allowed
  • Old Regime: Higher rates but allows HRA, 80C, 80D deductions
  • If you have home loan + HRA + 80C investments → Old regime may save more
  • If no major deductions → New regime is better

Key Deductions in Old Regime

Section 80C: Up to ₹1.5L (PF, ELSS, LIC, PPF)
Section 80D: Up to ₹25,000 (Health Insurance)
HRA: Based on salary and rent paid
Home Loan Interest: Up to ₹2L (Section 24)
📖 Complete Guide
Formulas, examples, tips & FAQs
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Frequently Asked Questions

How is income tax calculated?

Income tax is calculated by applying the tax slab rates to your taxable income after deductions. The calculator estimates this under the applicable regime to give your approximate liability.

What is the difference between the old and new tax regime?

The old regime offers more deductions and exemptions, while the new regime has lower slab rates but fewer deductions. The better choice depends on your income and eligible deductions.

Are these tax results official?

No. The results are estimates for guidance only and tax rules change each financial year. Always verify with the latest official rates or a tax professional before filing.